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NEWS FROM VECTURA

 
 

 

 
 

Mystery Shopper on Car Finance - September 2011

 
 

 

 
 

Vectura has consistently offered our clients best market rate for car finance.

 
 

We are confident with our current portfolio of funders we will significantly surpass 

 
 

the main dealers proposition in all but a few cases.

 
 

 

 
 

In order to evaluate the typical savings we commissioned a mystery shopper to see

 
 

how we compared.

 
 

 

 
 

The results demonstrate an average saving of £4399 over a 3 year term or £122/mth

 
 

 

 
 

This saving excludes any benefit Vectura would achieve by reducing the purchase price.

 
 

 

 
 

Our Shopper was also offered a broad spectrum of dealer extras such as GAP insurance

 
 

at £895 compared to Vectura's same product pricing at £329. 

 
 

 

 
 

 

 
   

IMAGE © VECTURA UK LIMITED

           








 

Audi A5 2.0T FSI S-Line Cabriolet Manual

2011 11-plate

5500 miles

 
 

 

 

 

 

 
 

 

Audi Finance

Vectura Finance

 

 
 

Capital Cost

30850

30850

 

 
 

Deposit

5000

5000

 

 
 

Monthly payments

536.03

457.71

 

 
 

Balloon payment

12821

12600

 

 
 

Document Fee

149

205

 

 
 

Finance Fee

0

395

 

 
 

Total repayments

32267

29678

 

 
 

APR

13.1%

6.0%

 

 
 

Client saving with Vectura

 

£2589

 

 








 

BMW 320i M-Sport Convertible Auto

2011 11-plate

2500 miles

 
 

 

 

 

 

 
 

 

BMW Finance

Vectura Finance

 

 
 

Capital Cost

33995

33995

 

 
 

Deposit

5000

5000

 

 
 

Monthly payments

698.00

529.56

 

 
 

Balloon payment

13100

13500

 

 
 

Document Fee

200

205

 

 
 

Finance Fee

0

395

 

 
 

Total repayments

38428

33164

 

 
 

APR

14.7%

6.0%

 

 
 

Client saving with Vectura

 

£5264

 

 








 

Mercedes E220 CDI Blue Effic Sport Cabriolet Auto

2011 11-plate

9000 miles

 
 

 

 

 

 

 
 

 

M-B Finance

Vectura Finance

 

 
 

Capital Cost

37995

37995

 

 
 

Deposit

5000

5000

 

 
 

Monthly payments

612

606.76

 

 
 

Balloon payment

20775

15200

 

 
 

Document Fee

180

205

 

 
 

Finance Fee

0

395

 

 
 

Total repayments

42987

37643

 

 
 

APR

TBA%

6.0%

 

 
 

Client saving with Vectura

 

£5344